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I believe that the insult the narrator suffered from Fortunato was him making fun of the narrator. Fortunato probably called him some bad names that the narrator didn’t approve of. Also, he could of make fun of his family or something, saying that his family is poor and something like that. Another thing could be that Fortunato did something bad to him and the narrator really wants to plan revenge on Fortunato! That’s what I believe the insult the narrator suffered from Fortunato.